Background
A5496 is a bill in the New Jersey State Legislature for the 2026-2027 legislative session. Its subject is artificial intelligence used in certain mortgage lending tools, and its stated purpose is to minimize discrimination in lending. Those points come from the official New Jersey State Legislature bill record for A5496, published September 10, 2026.
The available description identifies the bill and its broad policy purpose. It does not provide a detailed account of the mortgage lending tools covered, the controls that would apply, or the tests that would be required. It also does not establish the bill's current legislative status, enforcement structure, or the evidence that prompted its introduction.
The record presents A5496 as a proposal concerning the use of artificial intelligence in certain mortgage lending tools and the aim of minimizing discrimination in lending. The supplied material does not describe obligations for lenders, technology providers, or other organizations.